Ellard Insurance » Private Client

Private Client Insurance






Ellard Insurance specializes in providing insurance and services designed for the most responsible owners of the finest-built homes. Our Homeowners policy is broad and flexible, giving you the ability to tailor your coverage to your specific needs, and includes the exceptional service for which we are known.


Our automobile program is designed to reward responsible drivers and meet your unique needs. Our Auto policy protects your regularly used vehicles, antique cars, luxury motor homes, motorcycles, and golf carts.


Your assets and unique lifestyle—arising from factors like owning multiple homes and employing domestic staff—expose you to a greater number of liability risks, and a lost lawsuit can threaten not only your existing wealth and future earnings, but also the legacy you plan to leave for future generations.


Ellard Insurance’s Collections coverage protects your most valued items—including jewelry, fine art, collectibles, coins, stamps, silver, wine, and more—whether your collection is large and complex or composed of just one or two precious pieces.


Ellard Insurance embraces innovation and stays at the forefront of the insurance industry. We constantly seek new approaches, technologies, and solutions to meet the evolving needs and challenges of our clients. We encourage creative thinking, adaptability, and forward-looking strategies.

Financial Strength

Ellard Insurance maintains financial stability and profitability to ensure the long-term success and sustainability of our operations. Our financial strength allows us to meet our commitments, invest in the latest technologies, and provide uninterrupted service to our clients.


Ellard Insurance is agile and responsive to the changing needs of our clients and the insurance industry. We embrace innovation, adapt to market dynamics, and proactively respond to emerging risks and challenges. Agility allows us to provide timely and effective solutions to our clients’ evolving needs.

Employee Empowerment

Ellard Insurance values our employees as key contributors to our success. We invest in employee development, provide opportunities for growth and advancement, and foster a supportive and inclusive work environment. We empower our employees to take initiative, contribute our best, and ensure client satisfaction.

Social and Environmental Responsibility

Ellard Insurance recognizes our role in society and the importance of sustainable practices. We integrate social and environmental responsibility into our operations, supporting community initiatives, and minimizing our environmental footprint. We strive to make a positive impact beyond our core business.


Ellard Insurance takes responsibility for our actions and commitments. We are accountable to our clients, employees, and stakeholders. We operate with transparency, learning from mistakes, and taking steps to rectify any issues promptly. Accountability ensures that we deliver on our promises and maintain trust.

Continuous Improvement

Ellard Insurance believes in continuous improvement and learning. We are dedicated to enhancing our knowledge, skills, and processes to deliver superior services to our clients. We embrace feedback, seek opportunities for growth, and constantly evaluate and refine our practices to remain at the forefront of the industry.


Ellard Insurance fosters a culture of collaboration and teamwork. We value the contributions and expertise of our employees, promoting a collaborative environment where ideas are shared, and collective problem-solving is encouraged. Collaboration enables us to provide comprehensive and effective risk management solutions.

Customer Focus

Ellard Insurance places our clients at the center of everything we do. We are committed to understanding our clients’ unique needs and providing exceptional customer service. Our goal is to exceed customer expectations by delivering tailored insurance solutions and providing reliable support.


Ellard Insurance upholds the highest standards of integrity, honesty, and ethical conduct in all interactions. We prioritize transparency, trust, and ethical decision-making, ensuring that our clients’ best interests are always the top priority.